Just because you already owe, doesn’t mean you shouldn’t switch the loan to somewhere else. If you have to pay interest, then we’ll help to make sure it is the minimum that you have to on loans, credit cards and mortgages.
Credit cards -which are the best?
If confusing customers was an Olympic sport, the credit card industry would win an a gold medal for the most confusing fine-print in the world of financial services. Australian consumers are spending hundreds of millions of dollars a year…
Which are the best bank accounts?
Why do Australians continue to pay fees for monthly bank accounts when they don’t have to?
How do I choose the right mortgage?
It’s a great irony that while many people love to moan about Australia’s greedy banks, the majority of homeowners continue to take out their mortgages with one of the big four: NAB, CBA, Westpac or ANZ…
Frequent flyer credit cards – are they worth it?
Millions of people have joined airlines’ frequent flyer programs to earn frequent flyer points or miles which can be used for free flights or upgrades. Why do airlines run frequent flyer schemes? Any scheme that involves awarding you points…
Buying an investment property?
Investing in property is Australia’s favourite pastime. More than 1.7million people already own an investment property, and with generous government tax breaks and relatively low interest rates, many people still advocate property investing…
Banking reforms – important credit card changes started in July
Banking reforms came into force on 1 July, introduce new safeguards for credit card holders and make it easier to switch bank. Over-limit fees are banned and you have more control over the amount of credit you receive.
67 years to pay off a credit card bill? Why you must never borrow on a credit card.
New rules that came into force last month require your credit card provider to show a ‘Minimum Repayment Warning’ – how long it will take to pay off the bill if you only pay the minimum amount – 67 years and 10 months for this balance.
